Whether you’re looking to purchase your very first home, upgrade to a new home, renew your existing mortgage, refinance your mortgage to free up some equity, purchase investment properties or vacation homes, build a home or commercial property or lease business-related equipment, Ethel is here to guide you through the process. Dominion Lending Centres has a variety of products and services to meet your needs.
Dominion Lending Centres shops over 90 different banks, credit unions, and trust companies to meet your financing needs. Ethel will search hundreds of lending products to find the best possible mortgage or leasing solution tailored to you.Ethel works for you - not the lenders- to ensure you receive the best rates and products available in today’s marketplace. Best of all – it no cost to you…
Ethel provides for residential clients a no charge consultation to advise a client the pre-authorized mortgage amount based on their current disclosed financial situation. The mortgage application process can be stressful and she offers pre-authorizations to proposed clients to ensure that when the client submits an offer on the home of their dreams that they will be confident that they qualify for the financing prior to submitting the offer.
Ethel also provides with pre-authorizations the estimated fees and closing costs to ensure that the client does not have buyer’s remorse due to unknown or unforeseen costs during the home buying process.
If a client is just starting the home buying journey or has hit a financial road bump and recovering and requires consultation on what is required to get to where they need to be, Ethel is happy to assist. Ethel will provide a financial snapshot of where the client is currently in the home buying process and what is required in the next steps to get to where they want to be…
If you’re looking to access some of the equity in your home or you have a mortgage that is up for renewal in the next six Canadians face many reasons today to Refinance their Mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate.
Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.While most Canadians spend a lot of time, and expend a lot of effort, in shopping for an initial mortgage, the same is generally not the case when looking at mortgage term renewals.
Generally, it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Your mortgage is one of your biggest expenses. For this reason, it is imperative to find the best interest rates and mortgage terms you possibly can. By shopping around at renewal time, you can save substantial amounts of money over the life of your mortgage loan. Do not be one of the 60% who just simply sign their renewal letter and send it back.Use the profession mortgage services Ethel provides to ensure the lenders compete for your business… you have options. Often a quick phone call can result in huge savings.
Ethel has developed relationships with lenders across the country with access to over 90 different banks, credit unions and trust companies. Dominion Lending Centres – A Better Way is a top mortgage brokerage franchise with over 80 licensed mortgage brokers on the team serving Alberta, British Columbia and Ontario. Dominion Lending Centres is Canada’s national mortgage broker provider with independently owned and operated offices across Canada.
Apply now to access the best products and rate tailored to you.
"dedicated in assisting clients in making responsible informed decisions"
Ethel M. Lariviere, MBI is an Independently Owned & Operated Licensed Commercial and Residential Mortgage Broker with Dominion Lending Centres - A Better Way.
As a Licensed Mortgage Broker Ethel is dedicated in assisting clients in making responsible informed decisions by providing unbiased guidance and expert industry and market knowledge. She has over 19 years of combined commercial, retail banking, and residential mortgage lending experience...
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