Even with all the obstacles I faced with financing, she made this mortgage happen. She worked with me for over two years to make this happen. She was both patient and informative as my mortgage was anything but straight forward. First providing me with credit consultation to assist in increasing my credit score and mortgage consultation, where I was financially and what I needed to do to get where I wanted to be to fulfill my mortgage needs. When I was finally ready, not only did working with her save me time searching for the best mortgage, but the whole process was effortless. Everything was explained to me including all the options available and she found the best mortgage out there in the current market that met my needs... all I had to do was go into the bank and sign the paperwork.

Ethel did not receive a commission or any compensation for any of her work in providing my mortgage as the lender she found that provided the best rate for my needs did not deal with mortgage brokers. Upon discussion with me and with my consent she talked to her connections with that lender and my mortgage application was sent to that lender and approved, including a credit card and a line of credit as well. All she asked in return is for referrals.

I would highly recommend her. You can be confident in getting the best in the industry knowledge, and she will always go to the lender that provides the best rate for the product that fits your needs. She will put you first!

Mr. Darcy L. Hamilton
Mortgage Client

Ethel has been providing personal mortgage advice to me including my real estate clients for many years. As a realtor, I encounter mortgage professionals daily. Naturally, everyone is trying to team up with me to get your referrals, but my loyalty lies with Ethel. Not only do I suggest her to my clients, but she actually helped me with my personal mortgage, and to purchase my first investment property which, as I’m sure some of you can relate, is a nerve-racking but rewarding experience.

Ethel is always extremely professional and explains the process and documentation thoroughly to each of her clients. She is honest, passionate, hard working and highly experienced in commercial and residential mortgages and products. Her priority is keeping clients happy and stress free. I have personally witnessed her making and taking late night calls to ensure clients do not miss deadlines.

She is relationship service oriented with a get it done attitude, and not only meets but often exceeds tight timelines facilitating a worry-free experience. Even when challenging situations arise, she was patient, working hard to solve the problem right away. She always prioritizes the interests and needs of the clients first.

The best part about working with Ethel is that she is always focused on helping me with my challenges and giving me valuable knowledgeable advice. Ethel is a well-respected industry leader and demonstrates this when providing valuable knowledge from her long background in financial services. Ethel is a very experienced broker whose recommendations and advice I choose to follow. You will not be making a mistake if you do the same.

Rochelle Chua
Real Estate Agent - Royal Pacific Realty Co